Nepal Travel Insurance

You can have your fingers crossed but you can't afford to shut your eyes. It is very normal for things to go wrong on holidays. You could fall ill or have an accident. Somebody might steal your money or luggage, your visit might be cancelled or cut short through injury or illness, and your family may need to fly out to be with you if there is a serious incident. Taking out travel insurance can cover all these risks and more.

However, you should check the small prints of your travel insurance policy very carefully to see if any exclusion might apply. Firms often apply dirty tricks to doctor the wordings in the quote to maximize their profits. These exclusions might contain injury or death through acts of terrorism or nature; accidents caused through drinking alcohol or engaging in dangerous sports or problems arising from a previous illness that you have not declared to the insurer. If you are not sure whether you are covered for any of the above, you should check with your insurer. The 4 locations where injuries are most likely to occur in Nepal are as follows:

The following are just some of the benefits of the Travel Bond Policy.

Cancellations and Curtailments
If you have to cancel your holiday or cut it short due to the sickness or injury of a close member of the family, someone you are traveling with or staying with, travel insurance covers all expenses that you are not able to get back.

Medical Expenses
Insurance firm will pay medical expenses and hospital fees, including any costs of getting you to hospital (land, water, or air ambulance) if you were to fall sick or injure yourself. If medical staffs consider that you require medical emergency repatriation in that case the costs of getting you home, with a trained nurse or doctor are included in the cover.

Personal Belongings
The value of personal effects and luggage is covered for items accidentally lost, stolen, or damaged. Apart from that, travel documents such as tickets, visas and passports are also insured against loss or theft.

Baggage Delay
Insurance firm will reimburse you the cost of purchasing necessities in the event of your baggage being delayed or lost for more than 24 hours.

Personal Money
You are covered for the theft of cash and traveler's cheques from your person as well as safety deposit boxes.

Important
Please note this is just some of the benefits available to you and will be subject to terms and conditions. You should read the policy documents and schedule of cover to determine the suitability of cover.